192 PINE CANDLE Way, Saint Augustine, FL, 32092 | $563,000

Move-In Ready 4-Bedroom, 2-Bath Home Built in 2023!

Welcome to your dream home, originally designed as a forever retreat by the current owners, who have poured their heart into high-quality upgrades. Due to their recent family relocation, this beautifully enhanced property is now ready to be cherished by its next owners.

Experience unparalleled curb appeal featuring professional landscaping, palm trees, an expanded paver driveway and patio, stylish exterior lighting, gutters, fencing, and a cozy fire pit area. Step inside to discover a breathtaking custom fireplace wall complete with built-in shelving, charming wood accents, upgraded lighting and fans, along with professionally painted interiors that exude warmth and sophistication.

The kitchen is a chef's delight, showcasing a chic backsplash, shiplap details, under-cabinet lighting, contemporary hardware, and newer appliances. One of the standout features of this home is the enclosed lanai. expertly transformed into a year-round living space featuring custom vinyl windows, providing an idyllic spot for relaxation or entertaining guests. Other notable features include a water softener system, ample attic storage, a laundry room with custom cabinetry and elegant marble countertops, beautifully upgraded bathrooms, additional shelving throughout, and a complete Ring security system for your peace of mind. This home has been meticulously maintained since its construction in 2023, with consistent HVAC servicing, termite protection, pest control, irrigation upkeep, and dedicated lawn care, making it truly better than new. This isn't just another builder-grade property; it boasts thoughtful customizations with high-end upgrades and has been cared for with the utmost attention. Simply unpack and enjoy--everything has already been taken care of for you!

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,857
  • Acreage: 0.17
  • Est. Taxes: $4,584
  • HOA Fee: $415 Annually
  • Water Front: Yes
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2152091
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/2152091/192pinecandleway_saintaugustine_fl?source=qrflyer
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Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

192 PINE CANDLE Way, Saint Augustine, FL, 32092

$563,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $450,400 $450,400 $450,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $382 $382 $382
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,697 $2,810 $3,710
Total Monthly Payment $3,171 $3,284 $4,184

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.