1316 Woods Road, Germantown, NY, 12526 | $499,900

Raised ranch is move in ready on 1 acre. Year round Catskill Mountain and seasonal Hudson River views. Property is on the Empire State Bike Trail. Exterior: New James Hardie Board & Batten Siding. Interior: Newly painted interior with new flooring. Main level: new mini split heating / cooling. 3 bedrooms, 2 full bathrooms with water saving toilets, new vanities, master bath walk-out shower with new subway titles, main bathroom tub / shower. Open floor plan. Kitchen has new cabinets with island, new granite countertops with subway tile backsplash, new refrigerator. Deck off kitchen faces mountain view. Lower level: spacious and perfect for home office, den, playroom and entertaining. Half bath and laundry with washer & dryer. French doors lead to private backyard and access to deck. Short walk to Germantown school, Palatine Park, Main street shops, Otto's market. 10 miles North to Hudson Amtrak station, 16 miles south to Rhinecliff station, 8 miles south to Bard College.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup
  • Style: Raised Ranch
  • Year Built: 1993
  • Heating: Baseboard, Electric, Forced Air, Heat Pump, Propane
  • Cooling: Ductless
  • Basement: Finished, Walk-Out Access
  • Acreage: 1
  • Est. Taxes: $3,789
  • Lot Desc: Rolling Slope
  • View: Mountain(s), River
  • School District: Germantown
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Range, Refrigerator, Washer, Water Heater
  • MLS#: 20263496
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/20263496/1316woodsroad_germantown_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Realmart Realty, LLC

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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1316 Woods Road, Germantown, NY, 12526

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.652% 5.952%
Monthly Tax Payment $316 $316 $316
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,462 $2,525 $3,321
Total Monthly Payment $2,853 $2,916 $3,712

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.