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Welcome to this beautifully renovated 4-bedroom, 3-bathroom home situated on a spacious quarter-acre lot in the heart of Patchogue. Thoughtfully redesigned with today's lifestyle in mind, this stunning residence features an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen, creating the perfect setting for both entertaining and everyday living. The expansive first-floor primary suite offers the convenience of main-level living, complete with a private en-suite bathroom and ample closet space. The updated kitchen showcases modern finishes, stylish cabinetry, and generous workspace, while the home's bright and airy layout is enhanced by abundant natural light throughout. Ideally located within walking distance of the Patchogue LIRR station and just minutes from the vibrant downtown Patchogue waterfront, restaurants, bars, shopping, and entertainment district, this home offers the perfect blend of suburban comfort and urban convenience. Whether you're commuting to New York City or enjoying all that Patchogue has to offer, this exceptional property places you right in the center of it all. Some photos have been digitally enhanced and/or virtually staged to illustrate the property's potential.
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Our Executive Mortgage Banker:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $416 | $416 | $416 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,593 | $3,743 | $4,942 |
| Total Monthly Payment | $4,101 | $4,251 | $5,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.