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Welcome to Ridgebury Hills a rare opportunity in this Toll Brothers community perfectly situated near the NY border for an easy down-county commute. Professionally landscaped and beautifully updated, this spacious home greets you with a new double front doors that open into a sun-drenched, two-story foyer, flowing seamlessly into an elegant, open-concept living and dining area. The heart of the home is the stunning eat-in kitchen-updated in 2024 with premium quartzite countertops and stainless steel appliances-which blends into a cozy family room featuring a gas-ready fireplace. From the kitchen, sliding glass doors lead out to a private deck overlooking a serene, wooded backdrop. Upstairs, the luxurious primary suite has been masterfully transformed. Double doors open to an oversized bedroom, a beautifully renovated primary bath with marble, and a dedicated private office (cleverly converted from a former bedroom). One of the two additional upper-level bedrooms features gorgeous custom built-in wood shelving, perfect for a library or second workspace, all serviced by a pristine, brand-new hall bath. The finished walk-out lower level boasts a spacious media space that opens to a peaceful screened porch, plus a dedicated wine closet with abundant storage. Major mechanical updates include a new roof (2025), a hot water tank (2019), and a gas furnace (2017). Complete with city water/sewer convenient location close proximity to highways and shopping. Only 70 minutes to NY
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | Upper |
| Bedroom 2 | 9 ft+ Ceilings,Book Shelves,Built-Ins,Wall/Wall Carpet | Upper |
| Dining Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor | Main |
| Eat-In Kitchen | 9 ft+ Ceilings,Balcony/Deck,Breakfast Nook,Quartz Counters,Sliders,Hardwood Floor | Main |
| Family Room | 9 ft+ Ceilings,Gas Log Fireplace,Hardwood Floor | Main |
| Living Room | Palladian Window(s),9 ft+ Ceilings,Hardwood Floor | Main |
| Primary BR Suite | 9 ft+ Ceilings,Cathedral Ceiling,Bedroom Suite,Full Bath,Tile Floor | Upper |
| Rec/Play Room | 9 ft+ Ceilings,Dry Bar,French Doors,Patio/Terrace,Wall/Wall Carpet | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $865 | $865 | $865 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,816 | $3,965 | $5,215 |
| Total Monthly Payment | $4,773 | $4,922 | $6,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.