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This property comes with a rate buy-down, reducing the buyer’s interest rate for the first two years of their loan. Buyer is not obligated to use preferred lender – however must use preferred lender to receive the buy down. Lender can issue loan approvals in as little as 5 days and close in 15. Restrictions apply. Discover unparalleled comfort in this charming single-story Anderson, SC residence, a delightful home offering a harmonious blend of style and functionality. This three-bedroom, two-full-bathroom property presents an inviting atmosphere from the moment you arrive. The spacious living area boasts vaulted ceilings and a cozy fireplace with a gas connection, perfect for intimate gatherings and relaxed evenings. Attractive wood-look flooring flows seamlessly throughout the main living areas and bedrooms, enhancing the home's aesthetic appeal, with new flooring installed in November 2021. The well-appointed kitchen is a culinary dream, equipped with a smooth cooktop, built-in microwave, dishwasher, and disposal, all complemented by durable laminate countertops and ample cabinetry. An open floor plan effortlessly connects the living, dining, and kitchen spaces, making entertaining a breeze. The primary suite serves as a private sanctuary, featuring a walk-in closet, a luxurious garden tub, and a separate walk-in shower for ultimate relaxation. Additional interior features include disappearing attic stairs, blinds, ceiling fans, and smoke detectors, adding to the home's convenience and safety. The exterior is equally impressive, with cement plank siding installed in 2023, insulated windows, and vinyl windows contributing to energy efficiency and curb appeal. The roof was updated in November 2022. Enjoy the outdoors on the covered patio, which overlooks a generously sized, fenced yard adorned with mature landscaping and maintained by an underground irrigation system. A concrete driveway and an electric garage door add to the home's practical appeal and ease of access. Located at 113 Baltic Ave, this property offers a peaceful residential setting with convenient access to local amenities, promising a lifestyle of comfort and ease.
| Type | Dimensions | Level |
|---|---|---|
| Bathroom | 7.5x5 | Main |
| Bedroom2 | 11.5x11.5 | Main |
| Bedroom3 | 12x11.5 | Main |
| DiningRoom | 11x15 | Main |
| Kitchen | 17x17.5 | Main |
| Laundry | 10x7 | Main |
| LivingRoom | 17x17 | Main |
| PrimaryBathroom | 10x9.5 | Main |
| PrimaryBedroom | 13.5x 17 | Main |
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Our Executive Mortgage Banker:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,410 | $1,465 | $1,927 |
| Total Monthly Payment | $1,770 | $1,825 | $2,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.