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Rare Opportunity in the Desirable Timber Ridge Development! This beautifully renovated 3-bedroom, 2-bath end-unit offers comfort, style, and an unbeatable location. The updated kitchen features granite countertops, recessed lighting, and tile flooring, flowing seamlessly into the dining area highlighted by a stunning tray ceiling. The spacious family room boasts cathedral ceilings, skylights, and an abundance of natural light, while wood-look tile flooring adds warmth and durability throughout the main living areas. Conveniently located off the dining area are the laundry area and direct access to the attached 1-car garage, allowing easy entry without stepping outside. Upstairs, a versatile bonus room provides the perfect space for a home office, guest room, or bedroom. The primary suite features a full private bath and generous his-and-her closets. Enjoy year-round comfort with central air conditioning (done in 2012), gas heat, 150 amps, and a cozy wood-burning stove. Step outside to your private patio oasis overlooking the picturesque lake and fountain. As an end unit, this home offers added privacy, extra windows, and abundant natural light. Located within the highly sought-after Sachem Central School District and ideally situated for commuters with convenient access to the LIRR, major highways, Long Island MacArthur Airport, shopping, restaurants, and parks. Immaculately maintained and truly move-in ready, this is a home you won't want to miss!
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Our Executive Mortgage Banker:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $847 | $847 | $847 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,766 | $2,874 | $3,780 |
| Total Monthly Payment | $3,705 | $3,813 | $4,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.