193 Stevens Orchard Road, Orwell, VT, 05760 | $449,000

Imagine ending your day with a sunset over Lake Champlain, the NY Mountains glowing across the water, and nothing but the sound of the breeze and waves nearby. Tucked away at the end of a privately used drive off Stevens Orchard Road, this charming lakeside retreat offers a rare combination of privacy, natural beauty, and easy access to everyday conveniences. Whether you're looking for a weekend escape from city life or a place to fully embrace Vermont's outdoor lifestyle, this property puts the lake at the center of the experience. Spend your days boating, kayaking, paddleboarding, fishing, waterskiing, or simply relaxing on the spacious deck watching eagles and osprey soar overhead. The setting feels wonderfully removed from the demands of everyday life, yet downtown Middlebury, with its shops, restaurants, and grocery stores, is just 25 minutes away. Inside, the home is comfortable, welcoming, and unpretentious. The open kitchen and living area is designed for gathering, with a wood-burning stove creating a cozy focal point for cooler evenings. Large windows frame beautiful views of Lake Champlain and the New York shoreline, ensuring the water is never far from sight. Whether you're seeking adventure on the lake, a peaceful place to recharge, or a little of both, this is the kind of property that makes it easy to slow down and savor every season. A special lakeside getaway with a setting that's increasingly hard to find.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Adirondack,Bungalow,Chalet,Ranch,Walkout Lower Level
  • Year Built: 1950
  • Heating: Wood,Electric,Heat Pump,Hot Water,In Floor,Radiant,Radiant Floor,Wood Stove,Mini Split,Ductless
  • Cooling: Mini Split
  • Basement: Concrete,Partially Finished,Interior Stairs,Storage Space,Walkout,Interior Access,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 1,108
  • Acreage: 1.66
  • Est. Taxes: $5,403
  • Lot Desc: Country Setting,Deep Water Access,Lake Access,Lake Frontage,Lake View,Lakes,Mountain View,Secluded,Sloping,View,Water View,Waterfront,Wooded,Private
  • Water Front: Yes
  • Elem. School: Orwell Village School
  • Middle School: Orwell Village School
  • High School: Fairhaven Union High School
  • MLS#: 5096343
  • Website: https://www.raveis.com
    /prop/5096343/193stevensorchardroad_orwell_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/6/2026
Listing courtesy of IPJ Real Estate   Phone: 802-388-4242
Listing Agent: Amey Ryan

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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193 Stevens Orchard Road, Orwell, VT, 05760

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,268 $2,959
Total Monthly Payment $2,676 $2,793 $3,484

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.