4460 NORTHSHORE DRIVE, Punta Gorda, FL, 33980 | $995,000

Virtually Staged. Experience exceptional waterfront living in this stunning Peace River Estate, offering 100 feet of direct waterfront frontage, breathtaking panoramic views of the Peace River and Charlotte Harbor, and a brand-new dock with electric and water service. Situated on nearly half an acre in the desirable Charlotte Shores community, this two-story residence combines luxury, comfort, and an unparalleled coastal lifestyle.
Boasting over 3, 000 square feet of living space, this meticulously maintained home features 3 bedrooms, 3 bathrooms, a 2-car garage, formal living and dining rooms, and a spacious family room designed to maximize the spectacular water views. Large windows and sliding glass doors throughout fill the home with natural light while showcasing the ever-changing waterfront scenery.
The gourmet kitchen is a chef's dream, offering granite countertops, solid wood cabinetry, stainless steel appliances, a built-in oven, gas range with indoor grill, tile backsplash, center island with storage, breakfast bar, closet pantry, and a wet bar complete with a wine refrigerator—perfect for entertaining family and friends.
Privately located on the second floor, the expansive primary suite encompasses over 500 square feet and serves as a true retreat. Enjoy stunning water views, dual walk-in closets, and a luxurious ensuite bath featuring dual vanities, a makeup station, bidet, private water closet, and an oversized walk-in shower with built-in seating. Two generously sized guest suites on the main floor each feature their own private bathrooms, ensuring comfort and privacy for visitors.
Designed for year-round enjoyment, the outdoor living spaces are equally impressive. Relax on the screened lanai, take a swim in the heated saltwater pool, or unwind in the charming, screened poolside cabana. The fully fenced backyard provides privacy while offering endless opportunities to enjoy the Florida sunshine, launch a kayak or a boat, fish from your private dock, or simply take in the tranquil waterfront setting.
Additional features include a 2022 metal roof, 2024 dock, whole-house water filtration system, 23KW whole-house generator with propane tanks, two gas fireplaces, 3-zone air conditioning, pool auto-fill and cover system, separate water meter for irrigation, dock and pool use, vinyl fencing, elegant tile and parquet flooring, and an irrigation system for easy maintenance.
Ideally located just minutes from downtown Punta Gorda, Fishermen's Village, waterfront parks, walking and biking trails, shopping, dining, entertainment, and easy access to US-41 and I-75, this rare waterfront offering delivers the ultimate Southwest Florida lifestyle. Welcome home to your private coastal sanctuary.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 100 x 227
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Year Built: 1994
  • Garage: 2-car Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,133
  • Acreage: 0.45
  • Lot Size: 100 x 227
  • Est. Taxes: $5,008
  • Lot Desc: FloodZone
  • View: Water
  • Water Front: Yes
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Salt Water
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: C7527143
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7527143/4460northshoredrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 2:58:15 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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4460 NORTHSHORE DRIVE, Punta Gorda, FL, 33980

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.086% 6.183%
Monthly Tax Payment $417 $417 $417
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,645 $4,772 $6,717
Total Monthly Payment $5,154 $5,281 $7,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.