12106 SE 74TH TERRACE, Belleview, FL, 34420 | $289,900

Virtually Staged. Better Than New – Fully Updated 3 Bedroom, 2 Bath Home in Lake Weir Gardens! Nestled in the established community of Lake Weir Gardens, this beautifully updated concrete block home offers the perfect blend of modern upgrades, quality construction, and a peaceful rural atmosphere—all while remaining conveniently close to shopping, restaurants, medical facilities, and everyday necessities. This 3-bedroom, 2-bath home offers over 1, 500 square feet of comfortable living space and has undergone extensive improvements, making it truly move-in ready. From the moment you arrive, you’ll appreciate the freshly landscaped grounds, newly painted exterior completed in 2026, and durable metal roof installed in 2021, creating exceptional curb appeal and a welcoming first impression. Step inside to discover a bright and inviting interior featuring luxury plank flooring throughout and an open-concept layout designed for today’s lifestyle. The beautifully renovated kitchen, updated in 2020, serves as the heart of the home with butcher block countertops, a stylish tile backsplash, stainless steel appliances, and a new dishwasher installed in 2026. The open design allows for effortless entertaining while keeping family and guests connected. Recent improvements include:
* Metal roof (2021)
* Complete interior and exterior paint (2026)
* Fresh landscaping
* New 3-ton, 14. 5 SEER HVAC system (2026)
* New dual pane windows and exterior doors (2026)
* New well pump (2026) with a two-year warranty
* New dishwasher (2026)
* New ceiling fans, fixtures, switches, and receptacles throughout
Both bathrooms were completely renovated in 2026 with tasteful finishes, modern fixtures, and contemporary styling, creating a fresh, turnkey feel throughout the home. Step outside and enjoy Florida living from the spacious screened lanai overlooking the backyard. Whether you’re enjoying your morning coffee, hosting friends, or simply relaxing in the evening, this outdoor space provides the perfect extension of the home. The partially fenced backyard features newly installed fencing and offers plenty of room for pets, gardening, and outdoor enjoyment. Situated on just under one-third of an acre, the property also includes a detached two-car concrete block and stucco garage, providing ample room for vehicles, storage, hobbies, or a workshop. Plus a metal shed for added storage. One of the most appealing features of this property is the freedom it provides—there is no HOA and no deed restrictions, allowing you greater flexibility for your lifestyle, recreational vehicles, boats, trailers, and personal property. Combining extensive renovations, major system updates, fresh landscaping, and solid concrete block construction, this home delivers exceptional value and peace of mind. With nearly every major component already updated, all that’s left to do is move in and start enjoying the lifestyle you’ve been looking for. Beautifully renovated, thoughtfully updated, and truly better than new—this Lake Weir Gardens gem offers modern comfort, country charm, and the freedom of no HOA living. Make you appointment to see it today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 162
  • Laundry: Inside
  • Year Built: 1984
  • Garage: 2-car Off Street
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,512
  • Acreage: 0.28
  • Lot Size: 75 x 162
  • Est. Taxes: $2,162
  • Lot Desc: Cleared, In County, Landscaped
  • View: Trees/Woods
  • Elem. School: Belleview Elementary School
  • Middle School: Belleview Middle School
  • High School: Belleview High School
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM727235
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/OM727235/12106se74thterrace_belleview_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 7:34:07 PM)
Listing courtesy of JUDY L. TROUT REALTY   Phone: 352-208-2629

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12106 SE 74TH TERRACE, Belleview, FL, 34420

$289,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,920 $231,920 $231,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $180 $180 $180
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,389 $1,464 $1,926
Total Monthly Payment $1,644 $1,719 $2,181

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.