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Custom Intracoastal Estate with Guest House, Covered Boathouse & Dual Boat Lifts! Experience waterfront living at its finest in this custom-built Intracoastal estate located in Vilano Beach. Built in 2023 and thoughtfully designed for both everyday living and entertaining, this exceptional property offers approximately 4, 056 square feet of heated and cooled living space, including a detached guest suite, and over 6, 700 square feet under roof.
Situated on a deep-water Intracoastal lot with direct ocean access, the property features a covered boathouse, two boat lifts (13, 000 lb. and 7, 500 lb. ), a private dock, and breathtaking panoramic water views from nearly every room. Watch dolphins play, enjoy spectacular sunsets, and experience the boating lifestyle that makes St. Augustine one of Florida's most desirable waterfront destinations. The main residence offers 4 bedrooms, 3. 5 bathrooms, a dedicated office, spacious bonus room, and an open-concept floor plan centered around a designer kitchen featuring premium appliances, custom cabinetry, an oversized island, walk-in pantry, and expansive water views. The first-floor owner's suite provides a private retreat with a spa-inspired bath, oversized walk-in closet, and direct access to the waterfront backyard.
Upstairs, guests will enjoy additional bedrooms, multiple gathering spaces, and expansive covered porches designed to capture the coastal breeze and endless Intracoastal views.
A detached oversized two-car garage includes a fully finished guest suite above with its own bedroom, bathroom, living area, and entertaining space, making it ideal for extended family, guests, a home office, or private retreat.
Additional highlights include metal roofing, impact-rated windows and doors, covered front and rear porches, beautifully maintained grounds, generous parking, and a rare combination of privacy, deep-water access, and modern construction.
Located just minutes from historic downtown St. Augustine, area beaches, dining, shopping, and world-class fishing, this is a rare opportunity to own a turnkey waterfront estate with room for family, guests, and all of your toys.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$4,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $3,400,000 | $3,400,000 | $3,400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.086% | 6.183% |
| Monthly Tax Payment | $2,357 | $2,357 | $2,357 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $19,841 | $20,385 | $28,691 |
| Total Monthly Payment | $22,323 | $22,867 | $31,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.