10641 TIMBER LANE, Port Richey, FL, 34668 | $245,000

Short Sale. Short Sale. Welcome to 10641 Timber Lane, a 3-bedroom, 2-bath home located at the end of a peaceful cul-de-sac in the highly desirable San Clemente Village at Timber Oaks, a vibrant 55+ community in Port Richey, Florida. This property is being offered as a short sale and fixer upper, presenting an excellent opportunity for buyers seeking value in a sought-after neighborhood.
The home features a split-bedroom floor plan designed for comfort and privacy. Inside, enjoy a formal living/dining area, family room with vaulted ceilings and a skylight, and a large enclosed Florida room with heat and air, perfect for year-round enjoyment. This bonus room adds flexibility for a home office, hobby space, or guest area. Property is being sold AS-IS. Less than a mile to the remodeled community clubhouse, offering a short and easy walk to exceptional amenities. Residents enjoy access to a fitness center, business center, card room, auditorium, arts and crafts studio, billiards room, and more. Outdoor amenities include a heated lakeside pool, spa, tennis courts, and shuffleboard. Conveniently located near medical facilities, shopping, dining, and just a short drive to Tampa, this home offers the perfect blend of comfort, convenience, and active 55+ living.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1979
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,924
  • Acreage: 0.19
  • Est. Taxes: $3,655
  • HOA Fee: $55 Monthly
  • Lot Desc: Cul-De-Sac, In County
  • Adult Communities: Yes
  • Elem. School: Schrader Elementary-PO
  • Middle School: Bayonet Point Middle-PO
  • High School: Fivay High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: TB8520643
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/TB8520643/10641timberlane_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/8/2026 9:36:40 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10641 TIMBER LANE, Port Richey, FL, 34668

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.652% 5.952%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,207 $1,238 $1,628
Total Monthly Payment $1,587 $1,618 $2,008

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.