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Opportunity knocks! Set on 2. 4 acres, this 4-bedroom, 1-bath home is a fixer-upper with tremendous upside for investors, contractors, or buyers looking to create their dream home. With over 1, 500 square feet of living space, the home offers a spacious layout featuring a welcoming front sunroom, cozy wood-burning stove in the living room, hardwood floors, enormous bathroom, and endless possibilities for renovation and customization. Every bedroom includes ample closet space, the windows have all been upgraded, and the garage and home are equipped with owned SOLAR PANELS adding long term efficiency and savings! Outside, you'll find a detached 2-car garage with its own electric service and workshop, additional storage shed, and a large driveway with ample parking. The large yard is enhanced by fruit trees and berry plantings, creating the potential for a productive homestead or simply a beautiful outdoor setting. Part of the property also includes land located directly across the street, offering added privacy and flexibility for future uses such as a garden, studio space, recreation area, or other creative pursuits. Situated on a freshly paved, quiet road, this property combines a peaceful setting with incredible potential. Bring your vision and unlock the possibilities this unique property has to offer!
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $144,000 | $144,000 | $144,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $592 | $592 | $592 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $875 | $909 | $1,196 |
| Total Monthly Payment | $1,542 | $1,576 | $1,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.