217 GARDEN CIRCLE, Belleair, FL, 33756 | $679,900

Virtually Staged. On one of Belleair's quiet, canopied streets, 217 Garden Circle has been thoughtfully renovated within the past several years, a four-bedroom, three-bath residence where light moves freely through open, gracious rooms.
The kitchen anchors daily life and entertaining alike: generous custom cabinetry, handsome countertops, and an oversized island that opens directly to the main living spaces, inviting conversation to spill from stovetop to sofa. Each finish feels considered, current, and calm.
The primary suite is a retreat unto itself, its renovated en-suite bath a private sanctuary at the close of the day. Three further bedrooms and two full baths flex easily, offering guest quarters, a study, room for a household to grow.
Beyond the walls, a wide, fully fenced lawn awaits: room to garden, to gather beneath the Florida sky, to shape the outdoor retreat you envision. Morning coffee here is unhurried. A built-in putting and chipping green invites friendly competition and gives you a place to fine-tune your short game without leaving home. A secluded side yard offers discreet, practical space, ideal for storing the boat, trailer, or seasonal equipment well out of view.
And the address itself is the rare kind. Belleair, home to world-class golf, storied country-club living, and tree-lined tranquility, places you minutes from the white sands of Clearwater and Belleair Beach, waterfront marinas, refined dining, and premier medical care, with Downtown St. Petersburg and Tampa International effortlessly within reach.
Private showings are available by appointment. Arrange your viewing of 217 Garden Circle today, and experience Belleair as few have the privilege to.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1955
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,711
  • Acreage: 0.3
  • Est. Taxes: $10,105
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Appliances: Convection Oven, Dishwasher, Refrigerator
  • MLS#: TB8522431
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8522431/217gardencircle_belleair_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 6:02:13 PM)
Listing courtesy of MERIDIAN RESIDE   Phone: 727-777-6676

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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217 GARDEN CIRCLE, Belleair, FL, 33756

$679,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $543,920 $543,920 $543,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $842 $842 $842
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,258 $3,434 $4,517
Total Monthly Payment $4,192 $4,368 $5,451

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.