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Welcome to 90 Towtaid Street in Cherry Valley! This charming 3-bedroom, 1-bath home offers a wonderful combination of comfort, functionality, and outdoor enjoyment. Inside, you'll find inviting living spaces filled with natural light, a practical layout designed for everyday living, and fresh new paint that adds a bright, updated feel throughout. The spacious kitchen provides ample room for meal preparation and gathering, while the bedrooms offer flexibility for a variety of needs. A newer roof provides added peace of mind and long-term value. Step outside to enjoy the beautiful flat backyard, perfect for gardening, outdoor recreation, entertaining, or simply relaxing in your own private setting. The detached 2-car garage offers excellent storage, workshop potential, and convenient parking. Ideally located with Towtaid Park a quick walk down the street and easy access to shopping, dining, and major routes, this delightful home is ready to welcome its next owner.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | 10.3 x 6.4 | First |
| Bedroom 3 | Closet, Flooring - Hardwood, Lighting - Overhead | 12.3 x 8.6 | First |
| Kitchen | Flooring - Vinyl, Dining Area, Lighting - Overhead | 12.5 x 16.3 | First |
| Living Room | Closet, Flooring - Wall to Wall Carpet, Exterior Access, Lighting - Overhead | 12.3 x 18.0 | First |
| Master Bedroom | Closet - Linen, Flooring - Wall to Wall Carpet, Lighting - Overhead | 12.3 x 9.9 | First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $276 | $276 | $276 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,818 | $2,391 |
| Total Monthly Payment | $2,100 | $2,169 | $2,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.