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Beautiful split, 4 br, 3 bath home situated on a private preserve. The open concept features a spacious kitchen overlooking large living room & dining area that naturally flow to a 24'x9' screened covered porch. Family & guests will enjoy conversations as they sit at the large kitchen island as meals are prepared. The kitchen is fully equipped, boasting 42'' full overlay shaker-style antique white cabinets with chocolate glazing & crown molding, granite countertops with a farmhouse stainless steel sink, tile backsplash, & stainless steel appliances. You'll love the wood-look tile that runs throughout all of the common areas & baths. Other amenities include a large owner's retreat with a step-tray ceiling & crown molding, a luxurious bath with both a garden tub & separate shower, a gas stove operated off of natural gas (there is a stub out on the back porch as well for a grill), pavers that extend beyond the covered area for additional seating & perhaps a future firepit, low maintenance Hardie board exterior, & a fully fenced rear yard. Another wonderful attribute about the home is the walking/biking distance to top rated St. Johns County schools, sports complexes (softball & soccer fields), & playgrounds. The community amenities include walk-in pool with waterslide, a junior olympic length lap pool for exercise & children's swim meets, fitness center, & basketball court.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $524 | $524 | $524 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,199 | $2,291 | $3,025 |
| Total Monthly Payment | $2,798 | $2,890 | $3,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.