|
Presented by
Emily Fitzgerald |
413 Watertown Road, Middlebury, CT, 06762 | $485,000
Character, charm, and exceptional flexibility come together in this one-of-a-kind Middlebury home. Offering far more space than meets the eye, this property blends timeless craftsmanship with a versatile layout designed to fit today's evolving lifestyle. The main home features expansive living and dining spaces, a full bath, a main-level bedroom, and an additional flexible-use room ideal for a home office, den, guest space, or hobby room. Upstairs, you'll find two generously sized bedrooms with abundant closet space and a convenient half bath. A standout feature is the potential in-law setup, complete with its own living area, bedroom, and full bath, providing endless possibilities for multi-generational living, extended guests, or added privacy. Throughout the home, you'll appreciate the details that make this property truly special-from beautiful built-ins and custom trim work to the character and craftsmanship rarely found today. Outside, enjoy a spacious backyard designed for both relaxation and entertaining, featuring a large above-ground pool with surrounding deck space, perfect for summer gatherings and enjoying the outdoors. The lower level offers additional storage, garage space, and a workshop area complete with a workbench, ideal for hobbyists, craftsmen, or anyone in need of extra room. This is not your average Cape-style home. With its generous living space, unique layout, and endless possibilities, this home it ready for its next chapter!
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Lower Level
- Style: Cape Cod
- Year Built: 1932
- Garage: 1-car Tandem,Under House Garage
- Heating: Radiator
- Cooling: Ceiling Fans,Window Unit
- Basement: Full,Storage,Garage Access
- Above Grade Approx. Sq. Feet: 2,251
- Acreage: 0.69
- Est. Taxes: $7,613
- Lot Desc: Interior Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Pool: Above Ground Pool
- Appliances: Electric Range,Refrigerator,Washer,Dryer
- MLS#: 24185992
- Website: https://www.raveis.com
/raveis/24185992/413watertownroad_middlebury_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Walk-In Closet,Hardwood Floor | 17.0 x 17.0 | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 13.0 | Main |
| Bedroom 3 | Ceiling Fan | 7.0 x 14.0 | Main |
| Dining Room | Hardwood Floor | 11.0 x 11.0 | Main |
| Eat-In Kitchen | 10.0 x 10.0 | Main | |
| Full Bath | Tub w/Shower | Main | |
| Full Bath | Laundry Hookup | 8.0 x 10.0 | Main |
| Half Bath | Upper | ||
| Kitchen | Ceiling Fan,Vinyl Floor | 9.0 x 11.0 | Main |
| Living Room | Ceiling Fan,Fireplace,Hardwood Floor | 18.0 x 20.0 | Main |
| Living Room | Ceiling Fan | 12.0 x 18.0 | Main |
| Primary Bedroom | Ceiling Fan,Half Bath,Hardwood Floor | 11.0 x 17.0 | Upper |
| Study | Hardwood Floor | 10.0 x 12.0 | Main |
| Sun Room | 7.0 x 14.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Emily FitzgeraldSales Associate
203.802.8401
Emily.Fitzgerald@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
413 Watertown Road, Middlebury, CT, 06762
$485,000
Emily Fitzgerald
Sales Associate
William Raveis Real Estate
Phone: 203.802.8401
Emily.Fitzgerald@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $634 | $634 | $634 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,358 | $2,450 | $3,222 |
| Total Monthly Payment | $3,067 | $3,159 | $3,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524