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Every home tells a story and the often admired Henry Spencer Homestead c. 1850 is rich in both local history and architectural detail. While honoring the homes period details, recent renovations allow for modern conveniences and a versatile floor plan offers desirable one floor living. As you enter, a charming wrap-around porch makes a great first impression and leads to elegant well-proportioned rooms that blend seamlessly with the natural surroundings. Ideal for entertaining, the well-appointed Chef's kitchen with custom cabinetry and marble countertops features high-end Viking appliances. The cozy dining room with a charming butler's pantry is the perfect place for lunching, brunching or casual dinners with friends & family. Inspiring a lifestyle that embraces quality and comfort, the sun-filled living room with custom bookshelves is ideal for everyday gatherings. The spacious primary suite with handsome built-ins and a beautifully designed bath completes the main level. Upstairs you'll find two guest rooms, where every detail has been considered for their home away from home. A magnificent antique barn adds to the overall charm and character character of this unique property. Bordered by the stately trees that adorn park-like grounds, hand-laid stone steps lead to a magical garden. Whether you are looking for a full time residence or the ideal weekend retreat don't miss this opportunity to write the next chapter in this historic Haddam home. Located in the historic Walkley Hill/Hayden Hill Area of Haddam. Recent improvements include new windows and central air conditioning throughout. A new roof was completed in 2021. Laundry and half bath is on Main Level. Home is serviced by two heating systems. . . propane and oil.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 9.1 x 19.3 | Upper |
| Bedroom 2 | Built-Ins | 6.1 x 13.5 | Upper |
| Dining Room | Remodeled,Built-Ins | 11.7 x 13.8 | Main |
| Kitchen | Remodeled | 11.9 x 8.0 | Main |
| Living Room | Remodeled,Balcony/Deck,Built-Ins,Wood Stove | 14.4 x 19.3 | Main |
| Primary Bedroom | Remodeled,Built-Ins,Full Bath,Walk-In Closet | 10.4 x 21.7 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $576 | $576 | $576 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,119 | $4,119 |
| Total Monthly Payment | $3,663 | $3,787 | $4,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.