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Welcome to Seminole Gardens! This move-in-ready 1-bedroom, 1-bathroom condo offers comfortable Florida living in one of the area's most desirable 55+ communities. Relax and unwind in the spacious Florida Room, which provides access to your private patio and a peaceful canal view leading to the community's heated swimming pool. Major updates completed within the last six years include the kitchen with Granite, bathroom with a beautiful walk in shower, HVAC system, hot water heater, refrigerator, and microwave, air fryer and hot plate giving you peace of mind and modern convenience. Inside, you'll find a large linen/storage closet in the hallway, while the generously sized primary bedroom features an oversized walk-in closet with exceptional storage space. Beautiful plantation shutters adorn the windows, and the furniture is included, making this truly move-in ready. The unit comes with a dedicated parking space conveniently located directly in front of the building, ample guest parking, and a laundry room just steps from your front door. The monthly HOA fee of $560. 03 includes property taxes, land lease, water, sewer, and trash service, providing excellent value and simplified living. Residents enjoy access to the Peacock Center, featuring a year-round heated pool, spa, sauna, and a variety of social activities. The beautifully maintained 52-acre community offers three scenic lakes, walking paths, shuffleboard courts, and a picnic area adjacent to the pool. Ideally located just minutes from Seminole City Center, you'll enjoy convenient access to shopping, dining, and entertainment, while the beautiful Gulf beaches are only five minutes away. A complimentary community shuttle operates five days a week, providing transportation to local shopping centers and banks. Centrally situated in the Tampa Bay area, Seminole Gardens offers easy access to Tampa International Airport and St. Pete-Clearwater International Airport, as well as spring training baseball in Clearwater and Dunedin and professional sports venues in St. Petersburg and Tampa. Discover why Seminole Gardens is considered one of the Tampa Bay area's best-kept secrets—a vibrant, affordable community offering an exceptional Florida lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$87,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $70,000 | $70,000 | $70,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $40 | $40 | $40 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $419 | $442 | $581 |
| Total Monthly Payment | $534 | $557 | $696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.