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Imagine owning a home that not only gives your family room to grow but also offers flexibility, privacy, and INCOME OPPORTUNITIES for years to come. Welcome to this exceptional 5 bedroom, 4 full bath Mother Daughter home, thoughtfully designed with two separate living spaces under one roof. This expanded raised ranch is a rare find in today's market, offering endless possibilities for multigenerational living, extended family accommodations, guests, or supplemental income potential. The main living area showcases soaring vaulted ceilings, hardwood floors, and an open concept layout filled with natural light. The beautifully updated kitchen features granite countertops, stainless steel appliances, and ample space for gathering and entertaining. A warm and inviting family room with a fireplace provides the perfect setting for relaxing evenings at home. The private lower level living space offers its own entrance, creating exceptional privacy and flexibility for extended family, adult children, guests, or independent living arrangements. With five spacious bedrooms already in place, this home also features a versatile loft area that could serve as a potential sixth bedroom, home office, gym, media room, playroom, or private retreat. The choice is yours. Step outside and enjoy two expansive decks overlooking picturesque Hudson Valley views. The fully fenced yard, professional landscaping, and private pool enclosure create the ultimate outdoor oasis for entertaining, family gatherings, or simply unwinding after a long day. Ideally located just minutes from Interstate 84, the Palisades Interstate Parkway, Woodbury Common Premium Outlets, shopping, dining, and major commuter routes, this property offers the perfect combination of convenience, privacy, and long term value. Homes offering this level of space, flexibility, and opportunity rarely become available. Whether you are seeking a home for multiple generations, additional living quarters for loved ones, income producing possibilities, or simply more room to live and grow, 20 Bernadette Drive delivers. Schedule your private showing today and discover why this may be the perfect place to call home.
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Our Executive Mortgage Banker:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,250 | $1,250 | $1,250 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,282 | $3,460 | $4,551 |
| Total Monthly Payment | $4,624 | $4,802 | $5,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.