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This beautifully updated 2-bedroom, 2-bathroom condo in the sought-after Winter Ridge community offers a perfect blend of modern comfort and tranquil lakeside living. Located just minutes from downtown Winter Haven, this move-in-ready home is designed for those who appreciate a low-maintenance lifestyle with premium views.
Featuring 1, 073 sq. ft. of bright, open living space with a great room/dining combo perfect for entertaining.
Enjoy stylish luxury vinyl flooring throughout and a fresh, neutral paint palette. A functional galley-style kitchen equipped with a closet pantry and modern appliances. Primary Suite features a large walk-in closet and a private, updated bathroom. Step out onto your 8x17 screened-in lanai to enjoy peaceful water views and the Florida breeze.
Community & Amenities
Winter Ridge is a premier waterfront community on the Winter Haven Chain of Lakes (Lake Smart). There is a private community dock for fishing and direct lake access. Take a dip in the heated community pool, enjoy the clubhouse, or play a round of shuffleboard.
Includes two dedicated parking spaces, with one being a covered carport.
Location:
Located with easy access to Hwy 27 and I-4, making commutes to Orlando or Tampa a breeze. Just 10-15 minutes from Legoland, downtown dining, medical facilities, and the scenic Lake Conine Nature Park. Within 10 minutes of Polk State College (Winter Haven).
Schools Nearby: This home is located within the Polk County School District and is zoned for:
• Frank E. Brigham Academy or Jewett School of the Arts (Elementary/Middle)
• Denison Middle School or Jewett Middle Academy Magnet
• Winter Haven Senior High School
(Please verify school zoning with the district. )
Why You’ll Love This Home
• Modern LVP Flooring Throughout
• Modern appliances with energy-efficient features
• Boat/Water Sport community with small town feel
— Criteria for approval:
• 580+ credit score (Low score thanks to medical or student loans? You may still qualify with a higher deposit. (Please refer to the flyer for specific information. )
• Credit score below 550 or 6+ non-medical/non-student loan collections are immediate disqualifiers.
• Income must be 2. 5x rent
• No evictions or unpaid rent
• background checks are done on all adults. We are HUD compliant in our review process.
MOVE-IN COSTS & FEES:
• Application: $65 per adult + $200 Condo Association Application fee per adult. All residents must be on the lease. No exceptions.
• Security Deposit: $1, 399 (Due immediately to hold home). Home is only held for you after deposit has been paid!
• First Month rent: $1, 399 + fees (Due 10 days before move-in; proration applies to month #2).
• Admin Fee: $125 standard fee. This fee will increase if you need to rush the move in.
? Total Monthly Charges: $1, 521. 00 (Includes Rent, Internet Discounted rate, Resident Benefit Package, and Transaction Fee)
Monthly Fees (in addition to rent):
• $55 Resident Benefit Package
— Includes the required renter’s insurance, as well as pest control, AC filters, and other magical adulting tools.
• $65 Internet (1 Gig!) Discounted rate for Supercharged Spectrum WiFi courtesy of Rent Prosper perks
• $2 Transaction Fee
• Lawncare is included!
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,399
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $1,119 | $1,119 | $1,119 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $7 | $7 | $9 |
| Total Monthly Payment | $82 | $82 | $84 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.