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Finding an affordable, move-in-ready home in Bartow with no HOA and major updates already completed is becoming harder to find. That's what makes 4561 David Drive such a great opportunity. Whether you're buying your first home, looking to simplify life, or searching for a comfortable place to enjoy your retirement years, this well-maintained 3-bedroom, 1. 5-bath home offers the perfect blend of value, convenience, and peace of mind.
Inside, you'll find durable vinyl plank flooring throughout, a bright and welcoming living space filled with natural light, and a spacious primary bedroom designed for everyday comfort. French doors open to a fully fenced backyard, providing a private outdoor retreat perfect for pets, gardening, relaxing with a morning coffee, or spending time with loved ones.
One of the biggest advantages of this home is that many of the major expenses have already been taken care of, including a roof installed in 2018, helping reduce future maintenance concerns and giving buyers added confidence.
Located in an established Bartow neighborhood with no HOA restrictions, you'll enjoy the freedom to make the property your own while staying close to everything you need. Downtown Bartow's historic charm, local restaurants, shopping, medical facilities, parks, and everyday conveniences are just minutes away. Commuters will appreciate easy access to Highway 17, while outdoor enthusiasts can explore nearby Circle B Bar Reserve, Lake Hancock, and the area's beautiful natural surroundings.
If you've been waiting for an affordable home that's move-in ready, offers outdoor space, and delivers exceptional value in one of Polk County's most charming communities, this is one you won't want to miss.
Schedule your private showing today and discover why so many love calling Bartow home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $183 | $183 | $183 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,193 | $1,243 | $1,641 |
| Total Monthly Payment | $1,451 | $1,501 | $1,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.