4561 DAVID DRIVE, Bartow, FL, 33830 | $249,000

Finding an affordable, move-in-ready home in Bartow with no HOA and major updates already completed is becoming harder to find. That's what makes 4561 David Drive such a great opportunity. Whether you're buying your first home, looking to simplify life, or searching for a comfortable place to enjoy your retirement years, this well-maintained 3-bedroom, 1. 5-bath home offers the perfect blend of value, convenience, and peace of mind.

Inside, you'll find durable vinyl plank flooring throughout, a bright and welcoming living space filled with natural light, and a spacious primary bedroom designed for everyday comfort. French doors open to a fully fenced backyard, providing a private outdoor retreat perfect for pets, gardening, relaxing with a morning coffee, or spending time with loved ones.

One of the biggest advantages of this home is that many of the major expenses have already been taken care of, including a roof installed in 2018, helping reduce future maintenance concerns and giving buyers added confidence.

Located in an established Bartow neighborhood with no HOA restrictions, you'll enjoy the freedom to make the property your own while staying close to everything you need. Downtown Bartow's historic charm, local restaurants, shopping, medical facilities, parks, and everyday conveniences are just minutes away. Commuters will appreciate easy access to Highway 17, while outdoor enthusiasts can explore nearby Circle B Bar Reserve, Lake Hancock, and the area's beautiful natural surroundings.

If you've been waiting for an affordable home that's move-in ready, offers outdoor space, and delivers exceptional value in one of Polk County's most charming communities, this is one you won't want to miss.

Schedule your private showing today and discover why so many love calling Bartow home.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Lot Size: 75 x 100
  • Laundry: Inside
  • Year Built: 1973
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,100
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $2,200
  • Elem. School: Frank E. Brigham Academy
  • Middle School: Westwood Middle
  • High School: Lake Region High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4962953
  • Website: https://www.raveis.com
    /prop/L4962953/4561daviddrive_bartow_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/26/2026 9:37:44 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4561 DAVID DRIVE, Bartow, FL, 33830

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.846%
Monthly Tax Payment $183 $183 $183
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,193 $1,243 $1,641
Total Monthly Payment $1,451 $1,501 $1,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.