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Presented by
The Sampson & Stuart Team |
More than two centuries of Cape Cod history await at 228 Phinneys Lane. Built circa 1805 and reportedly once home to a sea captain, this 3-bedroom antique offers approximately 2, 151 square feet filled with original character. Wide-plank old-growth eastern white pine floors, two traditional hearth fireplaces and distinctive stained-glass windows recall the craftsmanship of an earlier era. Generously sized rooms and an interesting, flexible floor plan provide a strong starting point for restoration, renovation or a thoughtful blend of historic detail and modern living. Set in Centerville, the property offers a rare opportunity for a buyer with vision to become the next steward of a truly distinctive Cape home. Property is being sold As Is. .
| Type | Level |
|---|---|
| Bedroom 2 | Second |
| Bedroom 3 | Second |
| Dining Room | First |
| Kitchen | First |
| Living Room | First |
| Master Bedroom | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
Sales Associates
William Raveis Real Estate
Phone: 508.221.2290
TheSampsonandStuartTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | $327 | $327 | $327 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,624 |
| Total Monthly Payment | $3,054 | $3,164 | $4,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.