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The property at 460 S 6th Ave Apt 1, Mount Vernon, NY 10550 is the ground-floor (or first-floor) unit in a classic multi-family home built around 1900 in the desirable South Side neighborhood of Mount Vernon. This spacious 3-bedroom, 1-bathroom apartment offers generous living space in a convenient commuter-friendly location. Key Highlights: *Spacious Layout Three well-sized bedrooms perfect for roommates, or home office setups, plus a full bathroom and ample common areas for comfortable everyday living. *Prime Location Situated in the heart of Mount Vernon, you're just steps from shops, restaurants, parks, schools, and public transportation options (including easy access to Metro-North for quick commutes to NYC). The South Side area provides a mix of urban convenience and residential charm. *Building Features Part of a legal 3-family property with character from its historic build, including off-street parking lot (one spot each) *Additional Perks Hardwood floors, natural light from large windows, and proximity to everyday essentials make this an ideal rental or ownership opportunity in Westchester County. This unit combines classic charm with modern livability in a vibrant community perfect for those seeking space without sacrificing accessibility. Tenant pays electric
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Our Executive Mortgage Banker:
$3,350
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,680 | $2,680 | $2,680 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.846% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $16 | $17 | $22 |
| Total Monthly Payment | $91 | $92 | $97 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.