|
Welcome to this beautifully upgraded and meticulously maintained home in the prestigious Smithtown Pines, offering an impressive blend of comfort and style. The main living area showcases stunning molding work throughout with coffered ceilings and gas fireplace. . cherrywood hardwood flooring in the master bedroom and a hallway bathroom complete with a luxurious jet soaking tub. One of the bedrooms has been smartly converted into a home gym. Throughout the home, you will find thoughtful details like a secret storage shelf in the back bedroom, an Electrolux washer and dryer, a convenient back powder room, and a beautiful jewelry cabinet. As an added bonus, all TVs are included with the home! The lower level features a newly refinished partial basement boasting high-end, all-new Mohawk engineered hardwood flooring, plenty of extra storage, upgraded utility sink with built-in cabinets, and a spare refrigerator that will remain with the property. Step outside into your private, oasis 20X40 HEATED and salted inground swimming pool. surrounded by custom-designed perennial garden beds featuring fresh oregano, thyme, and chives. The outdoor space is perfect for entertaining, complete with a screened-in gazebo with a fan and outdoor lighting and travatine pavers throughout. The property also features a fully redone, nice-sized storage shed equipped with its own electric panel, new shelving, and a new roof. Generac whole house generator. Navien Tankless hot water heating system with w zones. Inground sprinklers w/ 9 zones. Siding and roof is 5 years old, All window treatments are remote Bali Master bedroom is levelor. electric panel in the shed takes care of everything outside, electric vacuum. 200 amp electric service in the garage, Awnings are about 4 years old ($4000) Circular Belgium block drivway high hat lighting; stainless appliances, state of the art, double ovens (Bosch) wine fridge, gas fireplace (heats up the house in 5 min) mud room, laundry room, 6 bedrooms, - window seat, walk in closet with organized closet system. Tub/ shower, master bath, full hallway bath w/ whirlpool tub, Backyard retractable awning w/remote, pool was 6 years ago totally redone, dug up, all new piping, 20x40 and heated hooked up to gas from the house. Gazebo w/fan, nice size shed w/electric Outdoor lighting,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,104 | $1,104 | $1,104 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,451 | $5,756 | $8,101 |
| Total Monthly Payment | $6,680 | $6,985 | $9,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.