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Nestled near the end of Bailey Rd, in East Haddam - with beautiful views of Bashan Lake - this YEAR-ROUND, 4 Bedroom, 2 Bath w/ 2 Car Garage House sits on almost an acre of land. The original home (kitchen area) was built in 1950 (size of original home is footprint for attic and basement). In 1994 an addition was added and included a 2-car garage, Primary En-Suite with walk-in closet/Bath, Good size Living Room (with a Palladium Window with Stunning view of Lake) and an Extra Bedroom on 3rd level (attic area). The Primary Bedroom has an 8x5 walk-in closet as well as a good size Bathroom w/ a tub. The Roof is only 7 years old! There is a wood burning stove in the basement that throws off lots of heat to the home (money saver for propane). The Property Includes a Nice Paver Walkway Across the Front of the Home and up to the side deck (w/ Gorgeous landscaping out front). There is a shed in the back of the property as well as 2 peach trees in front of it! The two car garage includes an attached air-pump as well as steps down into basement and steps up to the main level of home.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Laminate Floor | 9.0 x 10.0 | Main |
| Bedroom 2 | Hardwood Floor | 6.0 x 9.0 | Main |
| Bedroom 3 | Walk-In Closet,Laminate Floor | 11.0 x 14.0 | Other |
| Dining Room | Bay/Bow Window,Tile Floor | 15.0 x 16.0 | Main |
| Kitchen | Balcony/Deck,Tile Floor | 12.0 x 16.0 | Main |
| Living Room | Palladian Window(s),9 ft+ Ceilings,Ceiling Fan,Wall/Wall Carpet | 15.0 x 25.0 | Upper |
| Primary Bedroom | Bedroom Suite,Full Bath,Tub w/Shower,Walk-In Closet,Wall/Wall Carpet | 14.0 x 17.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $521 | $521 | $521 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,273 | $2,989 |
| Total Monthly Payment | $2,783 | $2,869 | $3,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.