5220 ANDERSON ROAD, Port Charlotte, FL, 33981 | $349,000

Virtually Staged. Unique Private Home on Double Lot in Quiet Gulf Cove Welcome to 5220 Anderson Rd, a unique home in the highly desirable Gulf Cove community — offering rare privacy, and located on a double lot! As a Gulf Cove property owner, you have access to the private community boat ramp and waterfront park on the Myakka River. Launch your boat or kayak and enjoy access to Charlotte Harbor and the Gulf
of Mexico in just 5 minutes and a one-mile drive from the house!
This home is in an X flood zone so no flood insurance is required! This sweet home has been updated with a new metal roof, a new energy efficient AC
system, new premium luxury vinyl plank flooring and a new pool fence, all installed in 2023. The living room is cozy with vaulted ceilings. The eat-in kitchen is spacious with beautiful
wood cabinets, a vaulted ceiling, and it flows directly into a spacious family or dining room. There are two bedrooms on the main floor each with its own private bathroom and one with
a jetted tub. Off of the family/dining room is a lovely balcony overlooking the inground pool.
Great for sitting out on at night to star gaze or just to enjoy your morning coffee. The unfinished ground level has a carport for your vehicle and tons potential for whatever your imagination desires (extra bedroom, pool side lanai, game room). The inground pool is
surrounded by decorative stones and is directly below the balcony accessible by stairs. The new black rod iron fence surrounding the pool looks elegant in a stunning yard that has mature plantings, flowers, and flowering shrubs. There is even a concrete pad for your boat,
RV or both! This house is located in a prime location and is minutes to shopping, dining, and medical facilities. It is a short drive to Englewood Beach and Boca Grande, and has easy access to
SR-776 and US-41.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 2001
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,284
  • Acreage: 0.46
  • Est. Taxes: $4,702
  • View: Pool, Trees/Woods
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Microwave, Refrigerator
  • MLS#: C7527503
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/C7527503/5220andersonroad_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/20/2026 6:11:49 AM)
Listing courtesy of GRANT TEAM REAL ESTATE, LLC   Phone: 941-205-8481

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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5220 ANDERSON ROAD, Port Charlotte, FL, 33981

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $392 $392 $392
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,672 $1,763 $2,319
Total Monthly Payment $2,139 $2,230 $2,786

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.