|
Welcome HOME to this charming Cape Cod situated on a spacious lot offering almost 1, 400 square feet of living space, this 3-bedroom, 1 bath home is filled with character, warmth, and opportunity. Step inside to discover beautiful hardwood floors that flow throughout the home and a bright, inviting living room centered around a classic wood-burning fireplace that is perfect for cozy evenings at home. The formal dining room provides an ideal space for gathering with family and friends, while the kitchen offers functionality today and the potential to make it your own. The thoughtfully designed layout features two bedrooms and a full bathroom on the main level, including a generously sized primary bedroom, allowing for convenient one-level living. Upstairs, you'll find a spacious layout with another bedroom and a home office / den / playroom area. A full basement provides access to the one car garage, laundry room and room for a workshop and hobby area. Outside, the level backyard offers plenty of space for entertaining, gardening, pets, or play, while the attached one-car garage and driveway provide convenient parking. Connected to public water and sewer and ideally located close to schools, shopping, dining, parks, Metro-North, and major commuter routes, this home combines classic Cape Cod charm with everyday convenience. Whether you're a first-time buyer, looking to downsize, or searching for a home you can personalize over time, 122 Wilbur Boulevard presents an incredible opportunity to own a well-loved home in a desirable Poughkeepsie location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $565 | $565 | $565 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,366 | $1,422 | $1,878 |
| Total Monthly Payment | $2,006 | $2,062 | $2,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.