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Welcome to 45 Margaret Road, a beautifully maintained move-in ready ranch offering comfort, versatility, and endless possibilities. This 3-bedroom, 2. 5-bath home features hardwood floors, central air conditioning, gas heating, and a thoughtful layout designed for everyday living. The inviting living room showcases elegant tray ceilings and abundant natural light, while the spacious dining room offers flexibility as either a formal dining area or additional den space. The eat-in kitchen features stainless steel appliances, ample cabinetry, and convenient access to the backyard. The primary bedroom offers its own half bath, while the additional bedrooms provide generous space and storage. The full finished basement significantly expands the living area and offers possible mother/daughter or "in-law" potential with proper permits, making it ideal for recreation, guests, a home office, or additional living space. Additional highlights include a one-car attached garage, abundant storage throughout, and a spacious backyard with endless possibilities for entertaining, play, gardening, or creating your own outdoor oasis. Conveniently located near schools, shopping, parks, transportation, and local amenities, this meticulously maintained home is truly ready for its next owner to simply unpack and enjoy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$749,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,999 | $599,999 | $599,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,324 | $1,324 | $1,324 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,646 | $3,788 | $4,982 |
| Total Monthly Payment | $5,062 | $5,204 | $6,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.