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Tucked away at the end of a long private driveway, this raised ranch offers the kind of peace and privacy that's getting harder to find. Set on nearly 5 acres in Stafford, you'll feel like you're miles from everything while still being just a short drive to town. Step inside and head up to the main living area where you'll find a spacious living room, an eat-in kitchen, and three bedrooms, including a primary bedroom with its own full bath. A second full bathroom serves the remaining bedrooms. Just off the kitchen is a large screened-in porch, perfect for morning coffee, summer dinners, or simply enjoying the views of your private backyard. From there, step out onto the deck and take in the surrounding woods and open space. What really sets this home apart is the amount of living space. With approximately 1, 332 square feet on the main level and nearly 1, 200 additional finished square feet in the lower level, you'll have around 2, 500 square feet of usable living space to spread out. The lower level features a huge flexible room that was previously two separate bedrooms and could be used as a family room, recreation room, home gym, office, or guest space. There's also another finished room with a fireplace, creating a cozy spot to relax, along with a dedicated laundry room. Whether you're looking for privacy, extra living space, or a property where you can enjoy the outdoors and spread out, this home offers a combination of space, seclusion, and flexibility that's hard to find.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Eat-In Kitchen | Main |
| Family Room | Lower |
| Full Bath | Main |
| Living Room | Main |
| Other | Lower |
| Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,920 | $1,995 | $2,624 |
| Total Monthly Payment | $2,455 | $2,530 | $3,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.