20315 THE GRANADA, Dunnellon, FL, 34432 | $275,000

Virtually Staged. Walk to Rainbow River from This Charming Dunnellon Cottage on Over ½ Acre Experience the charm of Old Florida living just moments from the crystal-clear waters of the Rainbow River. Situated on over half an acre of beautifully maintained, fully fenced property, this unique
Dunnellon retreat offers a rare combination of privacy, space, character, and location. Enjoy a short walk to neighborhood river access where you can spend your days kayaking, paddleboarding, swimming, tubing, or simply soaking in the natural beauty that makes Dunnellon one of Florida's hidden gems. With nearby kayak and paddleboard rentals, outdoor adventure is always
within reach. This lovingly maintained 2-bedroom, 1-bath cottage is ready to be enjoyed from day one. Full of
warmth and character, it offers the kind of charm that's becoming increasingly difficult to find. The
expansive fenced property provides room for pets, gardening, entertaining, recreational vehicles, or simply enjoying your own private slice of paradise. Whether you're searching for a full-time residence, seasonal getaway, or a peaceful river retreat, you'll appreciate the unique blend of tranquility and convenience this property provides. Just minutes from historic downtown Dunnellon, local restaurants, parks, and river activities, this is more than a home—it's a lifestyle.
Properties like this are becoming increasingly rare, offering the character and charm of historic
Dunnellon combined with the outdoor lifestyle that has made the Rainbow River area one of Florida's most sought-after destinations.
Come discover why so many people fall in love with Rainbow River living.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1927
  • Heating: Heat Pump
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 806
  • Acreage: 0.56
  • Est. Taxes: $1,465
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: OM727245
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM727245/20315thegranada_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 3:20:06 AM)

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NMLS Mortgage Loan Originator ID 1017266

508.335.8179

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20315 THE GRANADA, Dunnellon, FL, 34432

$275,000

Festa Foley RE Team

Luxury Properties Specialists

William Raveis Real Estate

Phone: 781.264.5957

FestaFoleyRETeam@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $122 $122 $122
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,337 $1,389 $1,827
Total Monthly Payment $1,534 $1,586 $2,024

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.