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Welcome to Oxford Greens! Beautiful "Laurel" style unit with pretty south east facing deck on cul-de-sac. This home shows pride of ownership as it has been well maintained with upgrades added throughout the owner's stewardship. The kitchen has expanded bank of cabinets, pretty granite counters, roomy eating area, pantry, tiled back splash, all of which would inspire any chef. The main level owner's suite has a comfortable layout with a spacious full bath, walk in shower & double sink vanity. A pretty powder room is in a convenient spot as is the laundry/mud room located just steps from the 2 car garage. The living areas on the main level include a two story great room with gas fireplace, spacious living room & formal dining room (each with columns & gracious trim work). A French door leads to a private office. Upper level includes 2 guest bedrooms, a convenient loft area and a second full bath. The lower walk out level is perfect for future expansion & has rough plumbing for future full bath. Neutral colors throughout. Agents note agent to agent remarks before submitting offer.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Wall/Wall Carpet | Main |
| Dining Room | 9 ft+ Ceilings,Hardwood Floor | Main |
| Great Room | Vaulted Ceiling,Fireplace,Hardwood Floor | Main |
| Living Room | 9 ft+ Ceilings,Hardwood Floor | Main |
| Office | 9 ft+ Ceilings,French Doors,Hardwood Floor | Main |
| Primary BR Suite | 9 ft+ Ceilings,Walk-In Closet | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,920 | $551,920 | $551,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $788 | $788 | $788 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,305 | $3,443 | $4,546 |
| Total Monthly Payment | $4,185 | $4,323 | $5,426 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.