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PERFECT VACATION VILLA WITH RAMP ENTRANCE TEN MINUTES FROM ANNA MARIA ISLAND BEACH IN GATED PERICO BAY CLUB. This sunny, lakefront, high ceilings home with approximately 1600 sf has been completely updated in the last three years. Two bedrooms, two en suite bathrooms, open concept living/dining area, glassed in lanai leads to the 8'x 22' large deck with electric awning overlooking the water lily filled lake. Not a condo, no one above or below you, like your own home. You can dine or grill on your west facing deck or
in your charming private entry courtyard. Roomy one car garage (14' x 19) has a side door entrance to your covered front door entry. Wait till you see the lovely mural painting in your courtyard.
Improvements are numerous: attractive LVP flooring throughout, hurricane proof sliding glass doors to the deck & a brand new roof & skylight installed in 2025.
This new & improved one story coastal home has a handsome new kitchen with custom white cabinetry, white, Quartz counters, sparkling blue/green backsplash & shiny stainless Frigidaire Gallery appliances. The Primary bedroom's beautiful bathroom has been updated with a gleaming walk-in shower, Quartz top vanity & new toilet. Perico Bay Club has a fabulous location: 10 minutes west to Anna Maria Island & 10 minutes east to the mainland plus nearby Robinson, Perico & Neal Preserves. Amenities within Perico include smaller pools & spas in each of the 10 neighborhoods plus the larger Junior Olympic size lap pool next to the Clubhouse with Fitness Room, Library, meeting rooms & full kitchen. Tennis & pickleball courts, kayak storage & launch into Palma Sola Bay. Perico's 300 acres include 13 lakes are home to a variety of birds & marine life: white pelicans, roseate spoonbills, herons, egrets, turtles, hawks & eagles.
This villa is located in the Home Owner's Association called Spoonbill Courtyard Homes. There are 42 villas in this HOA which has its own heated in the winter & chilled in the summer pool & spa. This HOA neighborhood is the newest Neal Homes built in 1992 & includes villas on both streets, Sanderling Circle & Woodstork Circle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,743 | $2,292 |
| Total Monthly Payment | $2,112 | $2,202 | $2,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.