4970 Deerfield WAY, Naples, FL, 34110 | $319,000

Discover the perfect blend of privacy and resort-style living in this immaculate, turnkey furnished 2-bedroom, 2-bathroom condo located at 4970 Deerfield Way #F202, Naples, FL 34110. Nestled inside a coveted location in the gated community of Carlton Lakes, this second-floor condominium is uniquely situated at the end of a private cul-de-sac on an exceptionally quiet street with no thru-traffic. Peace of mind is guaranteed, as this property sits entirely outside of a Special Flood Hazard Area (Not in a flood zone), eliminating mandatory flood insurance requirements. Enjoy serene mornings with a tranquil lake view right from your living space, which features an open-concept split floor plan that maximizes natural light. Parking is effortless with 1 carport space plus an additional assigned spot included. Offering an incredible investor opportunity, the flexible rental policy allows 12 rentals per year for passive income potential. Paradise is just down the road, with a short 10-minute drive putting you directly onto the pristine, white sand beaches of Delnor-Wiggins Pass State Park and Vanderbilt Beach. Step outside to enjoy Carlton Lakes’ rich amenities, including a resort pool, clubhouse, pickleball, tennis, exercise room, bocce, and walking trails, all just minutes from North Naples beaches, Mercato dining, shopping, and within walking distance to Seed to Table.
*Condo fees include: Cable, Building Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities/Community Amenities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance & water. *3d tour and floor plan available upon request**

Features

  • Building Design: Low Rise (1-3)
  • Parking: 2 Assigned,Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 2
  • Amenities: Basketball,BBQ - Picnic,Bike And Jog Path,Clubhouse,Community Pool,Community Room,Exercise Room,Internet Access,Pickleball,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: LAKEVIEW AT CARLTON LAKES
  • Development: CARLTON LAKES
  • Year Built: 1996
  • Approx Sq. Feet: 1,388
  • Est. Taxes: $2,751
  • Condo Fee: $1,584 Quarterly
  • Master HOA Fee: $688
  • Lot Desc: Zero Lot Line
  • View: Lake,Pond
  • Community Type: Gated
  • Pet Policy: With Approval
  • MLS#: 226014113
  • Website: https://www.raveis.com
    /prop/226014113/4970deerfieldway_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4970 Deerfield WAY, Naples, FL, 34110

$319,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,200 $255,200 $255,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $229 $229 $229
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,551 $1,611 $2,119
Total Monthly Payment $1,855 $1,915 $2,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.