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Located within the highly sought-after Istoria community, 124 Istoria Dr offers an exceptional blend of luxury, privacy, and natural beauty. Surrounded by mature trees and lush landscaping, this beautifully maintained two-story residence sits on a generous 0. 26-acre lot and offers 3, 501 square feet of conditioned living space with an impressive 4, 828 square feet of total area. Built in 2006 and extensively renovated, the home combines timeless design with modern finishes in a setting that feels both peaceful and connected, just minutes from the historic charm, dining, shopping, and waterfront attractions of downtown St. Augustine. From the moment you arrive, the care and investment in this property are evident. The home has been refreshed with a newly painted exterior, a replaced front walkway, updated porch ceiling fans, a Trex porch, and extensive landscaping that enhances its impressive curb appeal. A new roof installed in 2022 and two new HVAC units provide peace of mind, while the home's mature surroundings create a serene backdrop that complements the elegance found inside. The interior is bright, fresh, and welcoming, featuring newly installed hardwood flooring throughout the first floor and staircase, fresh paint, updated lighting, and modern ceiling fans. Every detail has been thoughtfully considered during the renovation process, resulting in a home that feels both sophisticated and comfortable. The renovated kitchen serves as the heart of the home, featuring updated finishes, a gas range cooktop, and an inviting layout designed for everyday living and entertaining. An updated laundry room and three beautifully renovated bathrooms continue the home's theme of quality craftsmanship and attention to detail. The first floor is thoughtfully arranged with the owner's suite, a second bedroom, and a third bedroom currently utilized as an office, providing flexibility for work, hobbies, or guest accommodations. The owner's suite offers a private retreat within the home, while the main living areas are designed to take advantage of the beautiful outdoor views and natural light. Upstairs, a spacious family room and fourth bedroom with its own bathroom and an office nook create an ideal separate living area. Whether used for extended guests, multi-generational living, a media room, or a private retreat, this upper-level space offers exceptional versatility while maintaining privacy from the main living areas below. Outdoor living is equally impressive and have been enhanced with a porch extension, hot tub installation, and an outdoor pavered wood-burning fireplace, creating inviting spaces for year-round relaxation and entertaining. Residents also enjoy access to a shared community dock, creating opportunities for fishing, wildlife observation, or simply enjoying the peaceful waterfront setting. Additional features include natural gas service to the home, a finished double garage attached with breezeway and a generous driveway, and numerous upgrades throughout that reflect the property's exceptional level of maintenance. The result is a home that feels move-in ready while offering the quality and character often difficult to find in today's market. Altogether, 124 Istoria Dr represents a rare opportunity to own a beautifully renovated home in one of St. Augustine's most desirable neighborhoods. Combining elegant finishes, thoughtful updates, flexible living spaces, and a stunning natural setting, this property offers a lifestyle defined by comfort, convenience, and connection to the beauty of Northeast Florida.
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$1,125,000
William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $900,000 | $900,000 | $900,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $523 | $523 | $523 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,252 | $5,396 | $7,595 |
| Total Monthly Payment | $5,900 | $6,044 | $8,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.