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Welcome to this beautifully maintained Ranch set on . 40 acres in Smithtown School District. Featuring 3-bedrooms, a bright living room, formal dining room, den, and an updated kitchen renovated in 2019 with quartz countertops, tile backsplash, stainless steel appliances and an eat-in area overlooking the backyard. The updated full bath with glass stall shower and modern finishes and numerous improvements throughout make this home truly move-in ready. Major upgrades include a Bosch heat pump HVAC system, hybrid heat pump water heater, central air conditioning with HEPA filtration, updated 150-amp electric service, and Nest smart thermostats. Step outside to enjoy the large back deck, paver stone driveway with electric vehicle charger, one-car attached garage with MyQ automatic door opener, and beautifully maintained property with in-ground sprinklers. The owner owned SUNation solar system, paired with the Bosch heat pump HVAC system, provides extremely low utility costs with little to no electric expense for the current owners. With updated interiors and energy-efficient systems, this home offers comfort, convenience, and long-term value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,040 | $1,040 | $1,040 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,450 | $3,638 | $4,804 |
| Total Monthly Payment | $4,582 | $4,770 | $5,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.