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A block from the Madeira Beach shores, this fully updated coastal home delivers the kind of setup that works as a full-time residence, a second home, or rental with real earning potential. The 2024 roof carries a 15-year warranty. The whole home saw a fully permitted renovation in 2025 with all appliances replaced at that time along with a brand new AC, pool door alert system, and water heater, making it truly turnkey and low maintenance for years to come. Step inside and enjoy the open-plan living and dining area where wood-plank ceilings, fresh coastal paint, and luxury vinyl plank floors carry through the entire home. The kitchen is fully remodeled with white shaker cabinetry, quartz countertops, a tiled backsplash, and a stainless LG appliance suite including a slide-in range and built-in microwave. A peninsula with bar seating connects the kitchen to the living room, keeping the social flow easy whether you're hosting twelve or three. Bedrooms are well-sized with the same consistent coastal palette throughout. The bathroom has been fully redone, with stacked-stone accent walls, quartz vanities, matte black fixtures, and wicker pendant lighting tying in the coastal charm seen throughout the rest of the home. The outdoor living space is where this property shines. A covered front porch with an outdoor TV and wicker seating sets the tone before you even walk inside. The back of the house opens onto a paver patio with a saltwater pool, a corrugated metal tiki bar with wood-top counter and string lights, a dining area under a market umbrella, and separate lounge zones on both sides of the pool. A storage shed, artificial turf, and a stacked washer/dryer utility room with secondary refrigerator round out the back. Nearly everything stays: some backyard furniture, grill, washer, dryer, and second fridge are all included. Two paver driveways provide parking for multiple vehicles, and Madeira Beach residents receive city-wide parking passes valid at local beaches and John's Pass. The Gulf is one block away. John's Pass Village, with its restaurants, shops, water sports, and waterfront dining, is within walking distance. Golf cart-friendly streets make the whole neighborhood reachable without a car. Come check out this move in ready beach retreat today!
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $2,990 | $3,947 |
| Total Monthly Payment | $3,294 | $3,414 | $4,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.