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**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
Welcome to 14825 Paddock Pond Avenue in Lithia, a 2-story home offering 4 bedrooms, 3 bathrooms, a loft, and a flexible layout designed for comfortable everyday living. With generous interior space and multiple living areas, this home provides room for relaxing, entertaining, working from home, or creating spaces that fit a variety of needs.
Inside, the floorplan offers practical flow between the main living, dining, and kitchen areas, creating an inviting setup for daily routines and gatherings. The 4-bedroom, 3-bath layout provides flexibility for residents, guests, a home office, or hobby space, while the loft adds an additional upstairs living area that can be used as a media room, playroom, study area, or secondary lounge.
Outdoor living includes a covered patio, offering a shaded space for seating, grilling, dining, or enjoying the backyard setting. The patio extends the living space outdoors and provides a comfortable area to relax throughout the year.
The community offers amenities including a park, playground, and pool, giving residents convenient options for recreation, gathering, and enjoying time close to home.
Located in Lithia, the home is set in a desirable residential area known for its neighborhood feel, access to parks, schools, shopping, dining, and everyday conveniences. The location also provides connections to FishHawk, Brandon, Riverview, and the greater Tampa Bay area, making it a practical choice for buyers looking for space with suburban convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $941 | $941 | $941 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $2,990 | $3,947 |
| Total Monthly Payment | $3,903 | $4,023 | $4,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.