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**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
Beautiful NEXT GENERATION HOME in the desirable Peace Creek Reserve community in Winter Haven! Built in 2024, this contemporary 4-bedroom, 3-bathroom residence offers the sought-after Freedom floor plan with a 2-car garage and 2, 109 square feet of thoughtfully designed living space, blending modern style, energy efficiency, and comfortable living.
A standout feature is the private Next Gen suite, complete with its own entrance, bedroom, living area, kitchenette, and washer and dryer hookup — ideal for multigenerational living, guests, or added flexibility.
Inside the main residence, an open-concept layout seamlessly connects the kitchen, dining, and living areas, all enhanced by abundant natural light. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, stainless steel appliances, an oversized island, and a walk-in pantry.
The spacious primary suite serves as a relaxing retreat with a private ensuite bath featuring dual sinks and a walk-in shower. Two additional generously sized bedrooms provide comfort and versatility for family members or guests. The covered patio extends the living space outdoors, creating the perfect setting for relaxing, everyday enjoyment, or entertaining family and friends on the weekends.
Residents of Peace Creek Reserve enjoy resort-style amenities, including a community pool, playground, and scenic natural creek. Conveniently located near parks, recreational facilities, lakes, shopping, and dining, this home offers the perfect balance of small-town charm and modern conveniences in a peaceful setting.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,557 | $1,622 | $2,142 |
| Total Monthly Payment | $2,283 | $2,348 | $2,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.