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Rarely does a true Mid-Century Modern opportunity become available in the heart of the Village of Catskill. Positioned on a prominent corner lot just moments from Main Street, the Hudson River Skywalk, and a short drive to the City of Hudson, 3 Gardiner Street offers the perfect blend of walkability, architectural character, and untapped potential. Inside, you'll discover one of the home's most extraordinary features: a magnificent double-sided fireplace connecting the living room and kitchen, complemented by a charming kitchen cooking hearth that serves as a centerpiece of the kitchen space. These timeless architectural elements create warmth, character, and a sense of place rarely found in today's homes. Designed with an expansive and flexible floor plan, the residence offers two separate living areas, generous entertaining spaces, a kitchen large enough to accommodate a substantial center island and approx. 900 SF of usable basement flex space perfect for a workshop. For buyers seeking authenticity, good bones, clean design principles, and the opportunity to create something truly special, this property presents an exceptional canvas. While some updates and improvements may be desired, the home's solid construction, distinctive architecture, and highly desirable location provide the foundation for a remarkable transformation. Enjoy the convenience of municipal water and sewer, a low maintenance yard, newer on demand natural gas furnace and newer roof. Embrace village life with restaurants, shops, breweries, galleries, the Thomas Cole National Historic Site and waterfront attractions just moments away, while remaining within easy reach of Hudson, Amtrak, and the countless recreational opportunities of the Catskills and Hudson Valley. This rare Mid-Century Modern gem awaits its next chapter.
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Our Executive Mortgage Banker:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $546 | $546 | $546 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,084 | $2,171 | $2,867 |
| Total Monthly Payment | $2,705 | $2,792 | $3,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.