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Welcome to Unit 16D at Tower Hill, a bright and inviting corner condominium ideally situated just moments from Osterville's charming village center and beautiful Dowses Beach. Originally designed as the builder's own residence, this thoughtfully crafted second-floor unit enjoys an abundance of natural light thanks to its desirable corner location and oversized windows. Offering two bedrooms and two full baths, the well-designed floor plan provides both comfort and privacy. The spacious primary bedroom features its own private en-suite bath, while the second bedroom and full bath offer flexibility for guests, family, or a home office. Inside, the home has a clean, airy feel with beautiful French white oak flooring and tasteful finishes throughout. The current owner has invested in a high-efficiency gas heating and cooling system featuring forced hot air and central air conditioning, providing year-round comfort and energy efficiency. Step outside to your private deck overlooking the beautifully maintained courtyard - a peaceful setting for morning coffee, afternoon reading, or evening relaxation. Whether you're seeking a year-round residence, seasonal retreat, or investment opportunity, this home offers effortless Cape Cod living in one of Osterville's most desirable condominium communities. Enjoy the convenience of nearby boutiques, restaurants, cafés, and everyday amenities in Osterville's quaint village center, as well as easy access to marinas, golf courses, and the sandy shores of Dowses Beach. Seller is offering the home fully furnished, less some personal belongings.
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| Type | Description | Dimensions | Level |
|---|---|---|---|
| Dining Room | Door(s): Sliding | 16.2 x 19.0 | |
| Master Bedroom | 16.2 x 19.0 | Second |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $569,600 | $569,600 | $569,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,411 | $3,554 | $4,692 |
| Total Monthly Payment | $3,711 | $3,854 | $4,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.