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Welcome to this spacious and well-maintained 4-bedroom (option for 5-bedroom), 2. 5-bath high ranch located in the desirable Rockwood Park section of Howard Beach. Situated on a 50' x 80' lot and offering approximately 2, 248 square feet of interior living space, this home combines generous living space with a convenient location in one of Queens' most sought-after residential neighborhoods. The entry foyer features a coat closet and access to the utility room, equipped with a forced-air heating system and a standalone hot water heater installed in 2019. The lower level offers exceptional flexibility with four finished rooms, a full bathroom, and a private side entrance, making it ideal for extended family, guests, recreation, a home office, or additional living space. The main level features hardwood floors throughout and an inviting open layout. A formal dining area flows seamlessly into the fully renovated kitchen, updated in 2019 with modern finishes and functionality. The home also offers updated windows, a spacious primary bathroom, generous closet space, and an additional half bath for added convenience. Major improvements include a new single-layer roof installed in 2020 with a 20-year warranty, providing peace of mind for years to come. Completing the home's appeal is its excellent parking capacity, featuring a one-car attached garage and a private driveway that can accommodate two additional vehicles. With parking for up to three cars, this setup offers both convenience and practicality in a neighborhood where off-street parking is highly valued. Beyond the home itself, enjoy all that Howard Beach has to offer. Known for its unique waterfront setting along Jamaica Bay, Howard Beach provides a suburban atmosphere while remaining within New York City. Residents enjoy convenient access to Cross Bay Boulevard's shopping, dining, and neighborhood services, nearby parks and waterfront recreation, the A train, JFK Airport, and the Belt Parkway for easy commuting throughout the city and Long Island. A rare opportunity to own a spacious 5-bedroom home in a neighborhood known for its detached homes, community feel, and exceptional accessibility.
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Our Executive Mortgage Banker:
$979,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $781 | $781 | $781 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,447 | $4,696 | $6,609 |
| Total Monthly Payment | $5,320 | $5,569 | $7,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.