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Welcome to 142 Clay Street, a charming Cape Cod home, ideally situated in the heart of Thomaston. This turn key home features 3 bedrooms and one full bath with updated fixtures, an updated kitchen, oak flooring throughout the main living and bedrooms, freshly painted and ready for your finishing touches! Outside features a private and level fenced in backyard ready for all of your relaxation this summer. You'll even be able to see Thomaston's annual fireworks show without leaving your own backyard. Just minutes from downtown Thomaston, residents can enjoy popular local destinations including Black Rock Tavern and Rozzi's Restaurant, along with local shops, and community events throughout the year. Outdoor enthusiasts will appreciate nearby parks, playgrounds, athletic fields, and recreational facilities, including Sanford Avenue Field, Nystrom Park, and Black Rock State Park, offering opportunities for hiking, sports, swimming, and outdoor activities. Commuters will love the property's accessibility to Route 8, providing convenient north-south travel to Torrington, Waterbury, and connections to Interstate 84 and Route 6. Multiple Route 8 access points are located within town, making travel throughout central Connecticut simple and efficient.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Book Shelves | Main |
| Dining Room | Main | |
| Living Room | Main | |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,389 | $1,447 | $1,910 |
| Total Monthly Payment | $1,772 | $1,830 | $2,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.