605 S JACKSON AVENUE, Bartow, FL, 33830 | $363,000

Exceptional income-producing opportunity in the heart of Bartow! Situated on nearly half an acre just blocks from Downtown Bartow, this unique property offers multiple revenue streams and significant value-add potential for investors.

Currently configured as a multi-unit property, the upper level features a private 2-bedroom, 1-bath apartment with its own kitchen and two separate entrances. The lower level is currently being used as a single unit as a spacious 3-bedroom, 3-bath living area, plus an additional studio with a full bathroom and private entrance that is currently operating as a home hair salon. The existing layout provides flexibility for owner-occupants, long-term rentals, short-term rentals, workforce housing, or multi-generational tenancy.

A major investment advantage is the presence of three separate electric meters already in place, offering the potential to divide the property into up to three income-producing units (buyer to verify zoning and permitted use). The expansive lot provides ample parking and additional opportunities for future improvements or increased rental appeal.

Located just minutes from Downtown Bartow's government offices, employers, dining, shopping, and community amenities, the property benefits from strong rental demand drivers and convenient access to major Polk County employment centers. With multiple entrances, separate utility infrastructure, and flexible occupancy options, this property presents a rare opportunity to maximize cash flow while building long-term equity.

Whether you're looking to expand your rental portfolio, execute a value-add strategy, or capitalize on a multi-unit investment with existing infrastructure in place, this property offers the versatility and income potential that savvy investors seek.

Features

  • Bedrooms: 5
  • Units: 2
  • Lot Size: 92 x 200
  • Laundry: Other
  • Year Built: 1900
  • Heating: Wall Units / Window Unit
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 3,018
  • Acreage: 0.42
  • Lot Size: 92 x 200
  • Est. Taxes: $3,266
  • MLS#: TB8517821
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8517821/605sjacksonavenue_bartow_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/24/2026 6:49:59 AM)
Listing courtesy of IMPACT REALTY TAMPA BAY   Phone: 813-321-1200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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605 S JACKSON AVENUE, Bartow, FL, 33830

$363,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $290,400 $290,400 $290,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,765 $1,834 $2,412
Total Monthly Payment $2,112 $2,181 $2,759

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.