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Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the heart of Mulberry, built in 2020 and designed for comfortable Florida living. Best of all, there’s NO HOA and NO CDD, giving you more freedom and fewer monthly expenses. Inside, you'll find a thoughtfully designed layout featuring a recently purchased stainless steel refrigerator and a convenient hot water circulation system that provides faster access to hot water throughout the home and an upgraded HVAC air handler with UV light to give you a piece of mind with clean air throughout the home. The spacious 2-car garage includes a built-in generator connection, with generator included, offering added peace of mind during storm season. Enjoy your mornings on the screened-in front porch and unwind in the evenings on the screened lanai overlooking the fully fenced backyard. The vinyl privacy fence creates the perfect outdoor retreat, while the additional storage shed provides plenty of space for tools, lawn equipment, and seasonal items. Located just minutes from Lakeland and centrally positioned between Tampa and Orlando, this home offers convenient access to major employers, entertainment, and attractions. You'll also appreciate being close to shopping, schools, restaurants, and parks, making everyday living both easy and enjoyable. Whether you're a first-time homebuyer, growing family, or someone looking for a newer home without HOA restrictions, this property is one you won't want to miss. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,317 | $1,389 | $1,826 |
| Total Monthly Payment | $1,721 | $1,793 | $2,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.