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Welcome to 36 Laurel Street, a spacious 3-bedroom, 2. 5-bath raised ranch set on a level lot at the end of a dead-end street in the heart of Enfield. This home offers a solid foundation and an incredible opportunity for buyers looking to add their own cosmetic touches while building equity in a desirable location. Inside, you'll find three generously sized bedrooms, including excellent closet space, along with oversized living, dining, and kitchen areas that create an open and comfortable flow for everyday living and entertaining. Vaulted ceilings add volume and character to the main living space, while natural gas heat and hot water provide efficient utility options. The layout offers flexibility for today's lifestyle, with plenty of room to spread out, work from home, host gatherings, or create additional finished living space. Outside, the level yard provides a great setting for outdoor enjoyment, gardening, pets, play, or future entertaining areas. Located close to downtown Enfield, this home offers convenient access to local restaurants, shopping, parks, schools, and everyday amenities. Enjoy proximity to the Thompsonville area, Enfield Square, big-box retailers, local dining, town services, and easy access to I-91 for commuting north toward Springfield or south toward Hartford. With its spacious footprint, quiet dead-end street location, natural gas utilities, and strong upside potential, 36 Laurel Street is a fantastic opportunity for buyers seeking space, value, and convenience in the Enfield market.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Dining Room | Vaulted Ceiling | Main |
| Living Room | Vaulted Ceiling | Main |
| Primary Bedroom | Bedroom Suite,Full Bath | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $619 | $619 | $619 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,433 | $1,492 | $1,970 |
| Total Monthly Payment | $2,127 | $2,186 | $2,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.