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A true charmer! This updated and well-maintained colonial is centrally located just minutes from downtown Reading. A bright and sweet home with a foyer welcomes you at the front door. The inviting living room with a beautifully appointed fireplace has windows on each side. The natural woodwork and hardwood floors are a captivating and timeless feature of this solid home. The updated kitchen has stone countertops and is open to the dining room that features a built-in cabinet, creating an easy flow when hosting guests. Step out to the gorgeous, large and sun-splashed deck from the sliding doors in the dining room that creates a great space to entertain and enjoy the warmer months. Upstairs there are 3 bedrooms. The main bedroom is spacious and has a fabulous walk-in closet. completing the second level is the full bathroom with pedestal sink and lots of natural light. Minutes from major routes, commuter rail and Reading's many great restaurants and shops!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | 10.0 x 11.0 | Second |
| Bedroom 3 | Closet, Flooring - Hardwood | 10.0 x 10.0 | Second |
| Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Deck - Exterior, Slider, Lighting - Overhead | 11.0 x 13.0 | First |
| Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Gas Stove | 10.0 x 12.0 | First |
| Living Room | Closet, Flooring - Hardwood | 13.0 x 19.0 | First |
| Master Bedroom | Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting | 11.0 x 19.0 | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $543,920 | $543,920 | $543,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,258 | $3,393 | $4,480 |
| Total Monthly Payment | $3,975 | $4,110 | $5,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.