4551 SOUTHERN VALLEY LOOP, Brooksville, FL, 34601 | $435,000

Experience low-maintenance luxury living in the highly sought-after Manors of Southern Hills Plantation! This beautifully maintained 3-bedroom, 2-bath home offers 2, 082 living sq ft with a thoughtfully designed split floor plan and quality finishes throughout. From the moment you step inside, you’ll notice crown molding, plantation shutters, elegant trim details, and fresh interior paint creating a polished, move-in-ready feel. The heart of the home is the spacious chef’s kitchen, featuring rich wood cabinetry, granite countertops, stainless steel appliances, a gas range, under-cabinet lighting, a pantry, abundant storage, and a large island with bar seating—perfect for entertaining or everyday living. The open-concept design flows seamlessly into the main living area with high ceilings, enhancing the spacious feel.
Just off the garage entry, you’ll find a built-in drop zone area with granite counter and cabinetry, offering the perfect space for everyday organization. Nearby, the oversized laundry room provides even more functionality with a large walk-in storage closet.
The private primary suite features a tray ceiling, peaceful backyard views, and a spacious ensuite bath. Step outside to the expansive screened brick paver lanai overlooking a fenced backyard and tranquil views, creating a private outdoor retreat with no rear neighbors.
Additional highlights include a paver driveway, golf cart garage space, and a new HVAC (2025) with UV light. The HOA covers exterior paint, lawn care, mulch, irrigation, and cable/internet, making it easy to enjoy the low-maintenance luxury lifestyle Southern Hills is known for.

Located in the gated, resort-style community of Southern Hills Plantation, with optional golf memberships available, this home offers the perfect blend of comfort, convenience, and scenic privacy.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Tennis Court(s), Trail(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Craftsman
  • Year Built: 2014
  • Garage: 3-car Garage Door Opener, Garage Faces Side, Golf Cart Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,082
  • Acreage: 0.25
  • Est. Taxes: $7,596
  • HOA Fee: $1,243 Quarterly
  • Lot Desc: Landscaped
  • View: Trees/Woods
  • Elem. School: Moton Elementary School
  • Middle School: D.S. Parrot Middle
  • High School: Hernando High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Range, Refrigerator, Water Filtration System
  • MLS#: W7886722
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7886722/4551southernvalleyloop_brooksville_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/24/2026 4:54:31 AM)
Listing courtesy of HOME LAND REAL ESTATE INC   Phone: 352-556-0909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4551 SOUTHERN VALLEY LOOP, Brooksville, FL, 34601

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $633 $633 $633
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,114 $2,197 $2,890
Total Monthly Payment $2,822 $2,905 $3,598

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.