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Discover an outstanding opportunity to own 20± acres of wooded recreational and investment land in Taylor County, Florida, located within the Isle of Palms Subdivision near the Gulf Coast community of Steinhatchee. This unique property consists of four separate 5-acre lots subject to survey, offering flexibility for future ownership plans, recreational use, or long-term investment potential.
The property showcases a diverse natural landscape that is characteristic of Florida's Gulf Coast. A beautiful mixture of longleaf pines, live oak hammock, grass flats, and palmetto flat creates exceptional wildlife habitat while providing the natural beauty that outdoor enthusiasts seek. The varied terrain supports a wide range of native wildlife and offers excellent opportunities for nature observation, hunting, and outdoor recreation.
One of the property's notable features is its accessibility. The parcel benefits from legal access on two sides, providing multiple points of entry and enhancing usability. Approximately 2. 8 acres of road frontage lie outside the designated wetlands, offering potential areas that may be suitable for future improvements, subject to all local regulations, permitting requirements, and environmental considerations. The property is located within Flood Zone AE, and buyers are encouraged to conduct their own due diligence regarding floodplain regulations, building requirements, and development opportunities.
For those who enjoy life on the water, the location is particularly attractive. The property is situated approximately three-quarters of a mile from direct access to the Gulf of America. Several public boat ramps are conveniently located nearby, making it easy to launch a vessel and enjoy everything this renowned section of Florida's Gulf Coast has to offer.
The nearby fishing village of Steinhatchee is widely recognized as one of Florida's premier destinations for both inshore and offshore fishing. Anglers can pursue redfish, trout, flounder, grouper, scallops, and a variety of other sought-after species throughout the year. The region's extensive seagrass flats, coastal estuaries and clear water attracts travelers year after year.
Beyond its recreational appeal, this property offers the privacy and natural setting that many buyers seek when looking for a Florida land investment. The combination of wooded acreage, diverse habitat types, proximity to the Gulf, and access to nearby amenities creates a property that can serve a variety of purposes. Whether you're searching for a recreational retreat, hunting property, future homesite opportunities, or a long-term land investment in one of Florida's most desirable coastal regions, this acreage deserves serious consideration.
Taylor County continues to attract buyers looking for large tracts of land near the Gulf Coast while maintaining convenient access to local services and outdoor recreation. The property's location allows owners to enjoy the area's natural resources while remaining just minutes from the restaurants, marinas, and conveniences available in nearby Steinhatchee.
All buyers should independently verify zoning, permitted uses, flood zone requirements, wetland boundaries, building suitability, and development potential with the appropriate governmental agencies. All building and planning considerations should be confirmed through Taylor County Planning and Zoning prior to purchase or development.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $84,000 | $84,000 | $84,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $497 | $524 | $692 |
| Total Monthly Payment | $572 | $599 | $767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.