18 W Mitchell Street, Smallwood, NY, 12778 | $329,000

Set on a fully fenced half-acre in the Mountain Lake community, this thoughtfully renovated 1935 cottage pairs classic cabin character with bright, comfortable interiors and a series of recent updates. Mature trees and established landscaping create a sense of privacy while remaining just moments from Mountain Lake, local dining, and the area's many recreational attractions.
The traditional cabin exterior retains its timeless charm, while inside, bright and comfortable interiors have been updated throughout. A fully insulated front porch wrapped in windows serves as a welcoming introduction to the home and provides additional year-round living space. Beyond, the open living and dining area features vaulted wood ceilings, hardwood floors, and a striking stone fireplace. The beautifully updated kitchen retains its original built-in hutch, a nod to the home's 1935 origins. A renovated bathroom and heated floors throughout add comfort and functionality to the interior. Three bedrooms, together with insulated front and rear porches, offer flexibility for guests, a home office, or additional living space.
Outside, a spacious deck overlooks the backyard, creating an inviting setting for morning coffee, outdoor dining, or evenings under the stars. Wildlife, hiking trails, and the natural beauty of Sullivan County are all close at hand, while Bethel Woods Center for the Arts is less than 10 minutes away, offering world-class concerts and cultural events throughout the season.
Owners have the option to purchase annual lake rights, providing access to boating, fishing, kayaking, and the Smallwood Beach Club, along with optional membership to the community clubhouse, pool, and year-round events. Whether you're searching for a full-time residence, weekend retreat, or investment opportunity, this move-in-ready home offers comfort, character, and an easy connection to lake life in Smallwood.

Features

  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Main Level
  • Style: Cabin
  • Year Built: 1935
  • Heating: Electric, Radiant Floor
  • Cooling: Window Unit(s)
  • Acreage: 0.46
  • Est. Taxes: $4,478
  • Lot Desc: Back Yard, Front Yard
  • School District: Monticello
  • Appliances: Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater
  • MLS#: 20263457
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/20263457/18wmitchellstreet_smallwood_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Compass Greater NY, LLC

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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18 W Mitchell Street, Smallwood, NY, 12778

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $373 $373 $373
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,576 $1,642 $2,168
Total Monthly Payment $2,024 $2,090 $2,616

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.