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Welcome To This Spacious And Well-Maintained 5 Bedroom, 3 Full Bath Farm Ranch Nestled In The Highly Desirable "B" Section Of Stony Brook, Set On A Beautifully Manicured Property w/Exceptional Curb Appeal From Its Lush Lawn, Vinyl Siding w/Stone Accents, Front Patio, Walkway, And Large Driveway. This Home Offers A Versatile Layout, Generous Living Spaces, And Countless Opportunities To Make It Your Own! Enter Inside To A Welcoming Foyer w/An Immediate View Of The Formal Dining Room And Living Room w/Wood-Burning Fireplace. Both Spaces Flow Seamlessly Into The Oversized Kitchen w/Ample Cabinetry And Workspace, w/Andersen Sliding Doors Leading Directly To The Backyard Patio. Off The Kitchen, You'll Find A Convenient Laundry Room w/Additional Backyard Access. The Laundry Room Leads To A Massive Room Offering Incredible Potential And A Blank Canvas To Create Whatever Best Fits Your Lifestyle. The First Floor Also Features A Primary Bedroom w/En-Suite And 2 Closets, Along w/An Additional Bedroom On The Main Level And A Second Full Bath. Engineered Hardwood Flooring Runs Throughout The Living Room, Dining Room, And Staircase Leading To The Second Level. Upstairs, You'll Find 3 Generously Sized Bedrooms w/Carpeted Floors, Along w/A Newly Renovated Full Bath. An Oversized Attic Provides Outstanding Storage Or The Opportunity To Be Finished For Additional Living Space. The Home Has Been Lovingly Cared For Over The Years, w/Notable Improvements Including A 3-Year-Young John Wood Hot Water Heater, A 2022 Expansion Tank, 200-Amp Electric Service, CAC, And An Indoor Oil Tank Installed In 2025 w/Proper Removal Of The Original Tank, 3 Heating Zones, Andersen Windows Throughout, A Relined Chimney, And A Retaining Wall Replaced Last Year w/Bin Blocks. Beyond The Property Itself, The Location Is What Truly Sets This Home Apart. Situated In The Heart Of Stony Brook, You'll Enjoy Easy Access To The Area's Charming Village, Local Shops, Restaurants, Beautiful Parks, Nature Preserves, Stony Brook University, And Some Of Long Island's Most Respected Healthcare Facilities. This Is An Incredible Opportunity To Become Part Of One Of Long Island's Most Cherished Communities.
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Our Executive Mortgage Banker:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,999 | $559,999 | $559,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,422 | $1,422 | $1,422 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,313 | $3,494 | $4,613 |
| Total Monthly Payment | $4,827 | $5,008 | $6,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.